If you’re filing for bankruptcy, then finding the right bankruptcy attorney in Royal Palm Beach, FL, can make a big difference to your case. Many attorneys are willing to provide a free initial consultation to help you determine whether their services are a good fit for your needs. Make sure you take advantage of these meetings by asking the right questions. Here are some critical questions to ask your bankruptcy attorney before you hire him or her.
Do I Pass The Means Test To Qualify For Chapter 7?
The attorney can review your income and your pay stubs at the initial consultation to determine whether you qualify for Chapter 7 bankruptcy. It is important for your bankruptcy attorney to let you know where you will be once you are ready to file, and where you stand in the eyes of the Court.
If Chapter 13 is Recommended, Why?
Your bankruptcy attorney can explain the five reasons for filing a Chapter 13, and if Chapter 13 is recommended, then you should ask why. An attorney can collect $2,000.00 more in fees from Chapter 13 than in a Chapter 7 case, and some firms are known for pushing Chapter 13 cases to generate higher fees.
How Many 707b Objections Have You Handled and Who Prevailed?
Every bankruptcy attorney will eventually encounter an objection to a Chapter 7 case when representing clients in bankruptcy. A 707b objection is typically an objection by the United States Trustee, alleging that the Chapter 7 filer should be in Chapter 13 due to making too much money for Chapter 7.